Credit Risk - Manager
Actively Hiring
Full-time $100k - $115k Posted 13 days ago
Role overview
Evangelize and demonstrate the value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances. The Credit Risk Analyst will be responsible for monitoring , analysing and optimising lending portfolios across consumer / merchant lending products. This includes overseeing portfolio health , developing / refining risk strategies and supporting business growth through risk adjusted decision making.
Responsibilities
- check_circle Portfolio Monitoring & Analytics
- check_circle Risk Strategy & Policy Design
- check_circle Stress Testing & Risk Containment
- check_circle Loss forecasting & scenario planning
- check_circle Product & Growth Partnership
- check_circle Collections Interface / Strategy
- check_circle Compliance & Bureau Management
Basic qualifications
- 5 to 8 yrs in portfolio risk management function in Fintech/ Banks/ NBFC
- Hands on experience in SQL, Python, R, Pyspark
- Good understanding of Bureau data, Alternate Data, Scorecards, Digital Lending API's etc
- Ability to translate data into clear insights and recommendations
- Familiarity with BI tools like Tableau, Looker , Metabase etc
- Understanding of machine learning models in credit risk
- Strong problem solving and stakeholder management skills
Why join us
- check_circle A collaborative output driven program that brings cohesiveness across businesses through technology
- check_circle Improve the average revenue per use by increasing the cross-sell opportunities
- check_circle A solid 360 feedback from your peer teams on your support of their goals
- check_circle Respect, that is earned, not demanded from your peers and manager
About the company
Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases.aytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.
Tags & Focus Areas
Python R
About Paytm
Paytm is looking for hands-on technologists with 6 to 8 years of experience, who will be responsible for architecting & designing new age mobile & web 3.0 products at Paytm.
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