Machine Learning Engineer $187k - $229k in Mountain View at EarnIn
EarnIn

Machine Learning Engineer

EarnIn Mountain View, CA, US
Full-time $187k - $229k Posted 7 days ago

Role overview

We're seeking a Machine Learning Engineer to join our AI/ML platform team. You'll train, deploy, and evaluate models that power user-facing financial products — from predictive models over transaction and behavioral data to agentic applications built on large language models. Your work will support EarnIn's mission to provide fair and intelligent financial tools to millions of users.

The base salary range for this full-time position is $187,000–$229,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View (Headquarters) and will require in-office work 2 days a week.

Responsibilities

  • check_circle Develop and train ML models — including sequence, embedding, and classification models — on large-scale financial and behavioral data.
  • check_circle Build feature and data pipelines that turn raw event data into training-ready datasets, and keep training and serving features consistent.
  • check_circle Design offline and online evaluation for models and agentic workflows: success metrics, backtests, A/B tests, error tracing, and regression suites.
  • check_circle Take models to production and own them there — serving infrastructure, latency and cost tuning, retraining loops, and monitoring for drift and performance degradation.
  • check_circle Fine-tune and adapt LLMs for internal use cases, and build the orchestration around them: prompting, memory and context pipelines, retrieval, and tool integrations.
  • check_circle Build backend services and RESTful APIs in Python that expose models and agentic applications to internal tools and product surfaces.
  • check_circle Instrument pipelines for observability — logging, tracing, and distributed monitoring across model and agent workflows.
  • check_circle Collaborate cross-functionally with ML engineers, data scientists, and product to shape intelligent and safe AI features.
  • check_circle Bachelor's or Master's degree in Computer Science, Engineering, Statistics, or a related field, or equivalent experience
  • check_circle 2+ years of industry experience building and shipping ML systems.
  • check_circle Strong Python and hands-on experience with PyTorch and the standard ML stack (NumPy, pandas, scikit-learn).
  • check_circle Experience using AI-assisted development tools (e.g., GitHub Copilot, Cursor, ChatGPT, or similar tools) as part of your software development workflow
  • check_circle Solid grounding in ML fundamentals: model architecture choices, training dynamics, regularization, and how to diagnose a model that isn't learning
  • check_circle Experience with large-scale data processing (Spark, Databricks, or similar) and feature engineering on production data.
  • check_circle Experience designing evaluation for ML systems and LLM behavior — metrics, automated checks, offline test harnesses, and behavioral regression suites
  • check_circle Working knowledge of LLM APIs (e.g., OpenAI, Claude), prompt engineering, and at least one agentic framework or custom equivalent.
  • check_circle Experience with API design, async workflows, and production database usage (SQL or NoSQL).
  • check_circle Clear communication and a collaborative mindset.
  • check_circle Experience with LLM fine-tuning using frameworks such as Unsloth, Axolotl, LLaMA-Factory, or HuggingFace PEFT/TRL, including parameter-efficient methods (LoRA/QLoRA) is a plus
  • check_circle Experience with distributed training or representation learning is a plus.
  • check_circle Familiarity with MLOps tooling for experiment tracking, feature stores, or model registries (MLflow, Weights & Biases, Feast) is a plus.
  • check_circle Familiarity with vector stores (e.g., Weaviate, Pinecone, Qdrant) is a plus
  • check_circle Knowledge of OpenTelemetry or similar observability frameworks is a plus
  • check_circle Exposure to container-based deployment or serverless environments (Docker, AWS Lambda, etc.).
  • check_circle Background in fintech, fraud, risk, or credit modeling is a plus

About the company

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

Tags & Focus Areas

Fulltime Machine Learning Mlops Ai

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About EarnIn

About EarnIn: As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to $15 billion in...

Industry Senior
HQ palo-alto, united-states

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